Mortgage-Pre-Approval
If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend.
The mortgage professional that you work with to get pre-approved will let you know for certain what you can afford based on lender and insurer criteria, and what your payments on a specific mortgage will be.
Mortgage-Pre-Approval
Jaspreet Bansal, licensed mortgage professional leaves no stone unturned when it’s the time to get you pre-approved. She also delivers in-depth analysis on what you can afford premised on lender and insurance criteria and what your payments on a particular mortgage will be. In addition, she can lock in an interest rate for you anywhere from 60 to 12 days while you find your ‘forever home.’ The advantage of locking in interest is that you are guaranteed to get a mortgage for at least the locked rate or something even better, as if the interest rates shoot up, your locked-in interest rate will not. Therefore, by teaming with us for your mortgage pre-approval, you can rest assured of receiving the best rates.
HOW TO GET MORTGAGE PRE-APPROVAL
The process of being pre-approved for a mortgage is easy and hassle-free with us. All you have to do is provide us with a list of relevant documents that will allow us to determine your purchasing power. After that, we guide you through the nitty and gritty of pre-approvals and explain the benefits of shorter or longer mortgage plans. Finally, you will get a meticulous grasp of the mortgage products best suited for you and a review of the costs involved in purchasing a new home.
Mortgage pre-approvals are an indispensable warm-up strategy within the mechanism of buying a home. It will induce much-needed confidence in you about your finances and assist in the negotiation. So, get in touch with us and begin your pre-approval now.
